K.B.SALES PU Leather Notebook Binder Budget Planner A6 Cash Envelope System Binder A6 Note Pad ruled 10 Pages  (Multicolor)

As the holiday bills soon begin to crawl, now is the perfect time to tackle our finances isn't how? ! The Household Folder 2022 is here! WHAT IS INCLUDED IN OUR BIND? Monthly Budget Sheets X12 Envelope x 12 Stickers and Labels x2 Calendar card*1 How does a budget folder work? A budget folder keeps your finances in one place. It will help you plan upcoming invoices so that you will not be surprised. A budget folder will also help you find out how much money you really have. If you can see how much you deserve and how much money you need to put aside for bills, you can make decisions based on a budget and real numbers, not feelings. How do I use a budget folder to track expenses? I arrange invoices by due dates and once each invoice is paid I will hook them. For invoices taken out a few times a year, I am blocking the months so I can see the month they are upfront. How do I use a household folder to pay debts? Store the Bill Pay Checkbook Register and Checklist at the front of your budget folder Make sure you sit down at least every week to make up for your budget.