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    FLIPKART BIG END OF YEAR SALE

    PNB CREDIT CARD OFFER

    FREQUENTLY ASKED QUESTIONS

    What is the offer?

    • 10% Instant Discount with PNB Credit Cards on Flipkart

    What is the offer duration?

    • 9th December 2023 (00:00 Hours) to 16th December 2023 (23:59 Hours)
    • For Flipkart VIP and Plus Members, 8th December 2023 (00:00 Hours) to 16th December 2023 (23:59 Hours)

    What other conditions should apply to avail the offer?

    Base Offer

    Category: Mobiles

    • Minimum Cart Value: INR 5,000
    • Maximum discount per card: INR 1,000

    Category: Grocery

    • Minimum Cart Value: INR 2,000
    • Maximum discount per card: INR 250

    All Other Categories:

    • Minimum Cart Value: INR 5,000
    • Maximum discount per card: INR 1,500

    Maximum base offer discount per credit card is limited to INR 1,500 across all categories combined

    Bonus Offer: Additional INR 500 off on a net cart value of INR 24,990 and more

    A customer can avail a maximum of INR 2,000 discount per PNB Credit Card during the offer duration

    • In the event the customer returns any/all products in the order placed during the Offer Period, thereby not maintaining the minimum purchase value, as required to avail the Offer, he/she shall not be eligible for the Offer. Accordingly, the amount availed as a discount under the Offer shall stand deducted from any refund(s) processed for the returned product(s).

    How do I check if a product is eligible?

    • This offer is applicable on select products across all categories
    • Offer will be listed on the product page, for all eligible products. Please check before making a purchase.

    Is the offer applicable on all PNB Credit Card Transactions?

    • This Offer is applicable on all PNB Credit Card transactions
    • Offer is NOT applicable on Debit Card, Debit EMI & Credit Card EMI transactions.
    • Offer is NOT applicable on transactions made through Internet Banking and UPI transactions.

    Will I get the offer if I pay through Flipkart Gift Card partially?

    • Yes, you can avail the offer. In this case, the offer will only apply on the amount paid through PNB Credit Card against the eligible product(s). Also, the final amount to be paid through PNB Credit Card should be equal to or more than INR 2,000 for Grocery, and equal to or more than INR 5,000 for all other categories.

    How many times can this offer be availed?

    • There is no limit on the number of transactions. However, you can avail up to a maximum base offer discount of INR 1,500 per card for the offer duration.
    • The stepper offer discount of INR 500 can be availed once during the offer duration.

    **TERMS AND CONDITIONS

    Preliminary**

    1. This offer (“Offer”) is co-sponsored by PNB and Flipkart Advanz Private Limited (“Flipkart Advanz”) on www.Flipkart.com, Flipkart mobile app and Flipkart mobile site (collectively referred to as “Platform”), which Platform is owned and operated by Flipkart Internet Private Limited (Flipkart, We or Our). It is open to all residents of India holding a valid PNB credit Card (“Cardholder/You/Your” and “Card”).

    2. By participating in the Offer (defined below), Cardholder agrees to be bound by:

      • these terms and conditions (“T&C”);
      • the Terms of Use, Privacy Policy and other relevant documentation including any modifications, alterations or updates thereof, that are published on the Platform; and
      • all applicable terms and conditions of the PNB.

    Offer Details

    • The Offer is valid from 9th December 2023 (00:00 Hours) to 16th December 2023 (23:59 Hours). For Flipkart VIP and Plus Members, 8th December 2023 (00:00 Hours) to 16th December 2023 (23:59 Hours)
    • Under this Offer, Cardholders will get a 10% instant discount to a maximum of INR 2,000 per card (“Discount”), on purchase of select products from the Platform (Offer). You are requested to check the product page for Offer applicability.
    • The Discount will be applied to the Net Cart Value (“NCV”). The minimum NCV to avail the base offer is INR 2,000 for Grocery and INR 5,000 for all other categories, and to avail the stepper offer is INR 24,990. NCV shall mean the total value of only the eligible product/s in the cart after all applicable Savings and exchange offer redemptions.
    • Offer is NOT applicable on Debit Card, Debit EMI & Credit Card EMI transactions.
    • In case partial payment is made through a Flipkart Gift Card, Base Offer will apply only on the amount paid through PNB Credit Card against the purchase of eligible products, provided such amount equals or exceeds INR 2,000 for Grocery, and INR 5,000 for all other categories. Bonus Offer will apply only on the amount paid through PNB Credit Card against the purchase of eligible products, provided such amount equals or exceeds INR 24,990.

    Other Terms and Conditions

    • Offer is valid for all PNB Credit Cardholders
    • Offer is NOT applicable on Debit, Debit EMI & Credit Card EMI transactions.
    • This Offer is NOT applicable on transactions made through Internet Banking/ UPI payment option
    • The Offer is not applicable for Card-on-delivery transactions
    • In case of cancellation of your order, the transaction will not qualify for the Offer. If you cancel part of your order, you will qualify for the Offer only on the net amount you pay basis eligibility
    • PNB and Flipkart Advanz reserve the right to disqualify the Cardholder(s) from the benefits of the Offer, if any fraudulent activity is identified as being carried out for availing the benefits under the said Offer or otherwise by use of the Card
    • Any person availing this Offer shall be deemed to have accepted these terms and conditions
    • PNB and Flipkart Advanz reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether
    • Delinquent and over-limit PNB Credit & Debit Card members will not qualify for this Offer
    • Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis
    • Nothing herein amounts to a commitment by PNB to conduct further, similar or other offers
    • The above Offer is by way of a special offer for PNB Credit Cards holders only and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above schemes shall be in addition to and not in derogation of the terms contained in the cardmember agreement
    • Any query regarding the program will be entertained only till 16th January 2024. Post such date, PNB and Flipkart Advanz will not entertain any correspondence or communication regarding this Program from any persons
    • PNB does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, merchantability, fitness, delivery or after sales service of such products which shall be at the sole liability to sellers on the Platform
    • All the existing offers, gifts, discounts etc. that are being offered can be availed by the Cardholders as part of this exclusive offer as mentioned in the communication
    • Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website, are representative only and may not bear a resemblance to the actual products. None of the parties shall under any circumstances be responsible towards the same
    • Products offered under this program are subject to availability from the respective participating merchants/sellers on the Platform and accordingly PNB or Flipkart Advanz in no circumstances shall be liable for non-availability of any of the products
    • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by PNB or by Flipkart Advanz
    • Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the Offer
    • PNB will not entertain any correspondence regarding the validity or acceptability of any additional benefits offered by seller(s) on products/services made available by it and the same shall be at the sole risk and consequences of such seller(s) and without reference to PNB
    • Flipkart Advanz or the seller(s) shall not be liable for any failure by PNB to honor the transaction and for any technical issues because of which the transaction made by the Cardholder was not successful. PNB shall indemnify and hold Flipkart Advanz and seller harmless against any claims by the Cardholder for unsuccessful completion of the transaction. Further, PNB shall solely be liable to the Cardholder for wrongful remittance of the amounts by it, without any reference to Flipkart Advanz
    • By participating in this Offer you agree to be bound by these terms and conditions of the Offer, standard terms and conditions, terms of use, privacy policy (subject to change) of the Platform and the terms and conditions of respective seller shall be applicable on the Cardholder
    • The Cardholder shall indemnify and hold Flipkart Advanz, PNB and/ or seller(s) harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorneys fee) that may be suffered by Flipkart Advanz, PNB and/ or seller as a consequence of (i) violation of these terms and conditions, of the terms of user agreement, privacy policy (subject to change) published on the Platform, by Cardholder; (ii) violation of applicable laws by Cardholder; and (iii) any action or inaction resulting in willful misconduct or negligence on the part of the Cardholder
    • All government Levies like Goods and Service Tax, Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Offer
    • This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority
    • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator to be appointed by PNB for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi for PNB and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against PNB
    • All liability with respect to the products purchased lies with the respective sellers and neither Flipkart Advanz nor PNB shall be in any way responsible for the same
    • This Offer is valid only in India. The minimum age of such Cardholder shall be 18 years
    • Further, as required by applicable law, in the event that the Cardholder makes a purchase of an amount equal to or above INR 2,00,000, the Cardholder will be required to upload a scanned copy of his/her PAN card on the Platform, within 4 days of making the purchase, failing which, the purchase made by the Cardholder will be cancelled. The requirement to submit the PAN card arises only once and if it has been submitted once by the Cardholder, it need not be submitted again. The order of the Cardholder will be cancelled if there is a discrepancy between the name of the Cardholder and the name on the PAN Card
    • This document is an electronic record in terms of Information Technology Act, 2000, and the Rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures
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